You’re right I don’t know wtf these guys are yelling at you for.
Investing 5% of a paycheck is the same regardless of the absolute value of money you invest. It will be just as impactful if the % is the same.
I did some math and if I invested a fraction of my paycheck since I started working, that money would have amounted to several months of the work i was doing at the beginning by now, but I didn’t, because I was stupid and had no clue investing is so easy these days.
I’m not really sure what you’re saying. Are you saying that getting a return from an investment is getting free money for sitting on your ass?
Because if so that is a terrible take.
You take a risk with every investment you make. And, the money you invest, since you earned it already, is really valuable since you can only get it if you work, so the risk is not trivial.
By investing you’re pretty much giving that money to someone and saying “hey use this to build something up and give me some back”… It gets the money back into usage and circulation rather than having it sit around doing nothing. Yet, you still own that money as long as whoever you gave it to can use the money properly.